How to Pay

With our flexible in-house, payment plans, we will work with you to meet your needs and assure that you can make your purchase stress-free:

  1. 90 days, same as cash: You make a down payment of 25%, then finance the balance with three additional payments of 25%, one per month for 90 days, interest-free.
  2. Financing at 1% per month, usually over a 12 month period: You make a down payment of 25%, then finance the balance at a rate of 1% per month. Extended plans may be available under certain circumstances.

We accept personal checks, Visa, MasterCard, American Express and Discover as well as Downtown Frederick and Colonial Jewelers Gift Cards.

We also accept trade-ins of diamond jewelry purchased here and sometimes purchased elsewhere, as part of your payment for a new item.